TrustSphere
 

Agentic commerce, where autonomous AI agents browse, negotiate, and pay on behalf of consumers and businesses, is moving from research demos into live deployments. For payments, fraud, and financial crime teams, this is a structural change in who initiates a transaction. Existing authentication, identity, and liability frameworks were designed around a human in front of a device. When the buyer is a bot, every layer of that stack needs revisiting.

Authorised Push Payment fraud has moved from the fringes of fraud reporting to the centre of regulatory attention. With the UK's Payment Systems Regulator now enforcing 50-50 liability sharing between sending and receiving payment service providers, and similar consumer-protection proposals under active consideration in the EU and across Asia-Pacific, financial institutions face a structural shift in how fraud losses are allocated. Controls built for an era of caveat-emptor p

For two decades, cyber and fraud have lived in adjacent but separate operational silos, with different leadership, tooling, and metrics. That separation has become indefensible. Modern attacks rarely respect the boundary between credential theft, account takeover, social engineering, and downstream payment fraud. Tier-1 banks need a single operational picture across cyber and fraud, with shared telemetry, casework, and accountability.